Buy Now

Pay at your Convenience

The economic downturn should not be the reason why you don't fulfill your dreams. Why wait when you can obtain what you want right now?
Zero Interest No Hidden Charges

Buy Now

Pay at your Convenience

The economic downturn should not be the reason why you don't fulfill your dreams. Why wait when you can obtain what you want right now?
Zero Interest No Hidden Charges
Easy payback

How it Works

Sign Up/Sign In

Set up your account if you are here for the first time or login.

Fill your cart and proceed to checkout

Browse your favourite asset or item. Add to cart and then proceed to checkout with EtiqaFinans.

Choose how you Pay.

Awesome! Select any of our payment options by selecting the Buy Now Pay Later (BNPL) or Organized Group Mutual Ownership (OGMO)

Great! you made it

It's that easy, isn't it. Now Click the confirm order button to submit your purchase. Congratulations!! Sit back relax and enjoy payment with ease.
Easy payback

How it Works

Sign Up/Sign In

Set up your account if you are here for the first time or login.

Fill your carts and select EtiqaFinans at Checkout

Browse your favourite asset or item. Add to cart and then proceed to checkout with EtiqaFinans.

Choose how you Pay.

Awesome! Select any of our payment options by selecting the Buy Now Pay Later (BNPL) or Organized Group Mutual Ownership (OGMO)

Great! you made it

It's that easy, isn't it. Now Click the confirm order button to submit your purchase. Congratulations!! Sit back relax and enjoy payment with ease.
Flash Sales

Own with EtiqaFinans

Own your dream purchases now

With as low as nothing, you can get a head start with EtiqaFinans. Select your assets, choose a circle, and own at your convenience with ease, no hustle no tussle.
Start shopping

Own your dream purchases now

With as low as nothing, you can get a head start with EtiqaFinans. Select your assets, choose a circle, and own at your convenience with ease, no hustle no tussle.
Start shopping

Own your dream purchases now

With as low as nothing, you can get a head start with EtiqaFinans. Split your payments, choose a payment plan and pay at your convenience with ease, no hustle no tussle.
Start shopping

Own your dream purchases now

With as low as nothing, you can get a head start with EtiqaFinans. Split your payments, choose a payment plan and pay at your convenience with ease, no hustle no tussle.
Start shopping

Own your dream purchases now

With as low as nothing, you can get a head start with EtiqaFinans. Split your payments, choose a payment plan and pay at your convenience with ease, no hustle no tussle.
Start shopping
Easy payback

Download EtiqaFinans Mobile app

Experience the best of financial freedom.
Pay wherever you are.
Whenever you want with ease

Frequently Asked Questions

EtiqaFinans is a company registered in Nigeria with registration number RC1805281 for the business of trading in goods, real estate, training and consultancy among other things
EtiqaFinans is a company whose mission is to ensure ease in the acquisition of goods and properties through the interest-free Buy Now Pay Later (BNPL) and Organized Group Mutual Ownership.
The company’s vision is to ease the asset acquisition problems in Africa.
  • Justice: We believe that society needs a fair means of owning household assets and owning home ownership
  • Ease: Real asset acquisition should be a simple real transaction devoid of interest or extortive fees
  • Innovative: We encourage visionary, thoughtful, and social impact ideas.
  • Real asset transactions
  • Interest-free Organized Group Mutual Ownership model
  • Interest-free Buy Now Pay Later (BNPL) model
  • Shariah compliant nature
Individuals or groups with a verified regular salary or income inflow.
You can create an account through the EtiqaFinans WebApp. To create an account with EtiqaFinans, you will be asked the following information:
  • Phone Number
  • ID (NIN)
  • Email

Your created account should be used for all future purchases from EtiqaFinans
No, you cannot. Each customer must only have one account. Creating a second account will lead to both accounts being blocked.